Is it True That Facial Plastic Surgery is Covered By My Medical Insurance?
Plastic surgery can be costly. Many people save or finance their facial plastic surgeries. However, did you know there is the possibility for facial plastic surgery, like rhinoplasty, to be covered by insurance? Depending on your insurance provider and the type of facial plastic surgery you receive, you may be eligible for insurance coverage for your rhinoplasty or other facial surgery. Keep reading to better understand if your facial plastic surgery qualifies for insurance coverage.
Cosmetic Vs. Medical or Reconstructive Facial Plastic Surgery
Cosmetic plastic surgery is an optional service that an individual may seek out to improve the appearance of their body or facial features. Since these services are optional, insurance providers do not consider cosmetic facial plastic surgery as necessary, and therefore will not generally be covered by insurance in the United States. However, some plastic surgeries, such as rhinoplasty, can be considered medically necessary.
Medical, or reconstructive facial plastic surgery, is necessary when an accident or trauma has occurred to an individual’s face that hinders the function or appearance of the individual. Birth defects, car accidents, work accidents, or trauma due to cancer or infections may greatly affect the function or appearance of multiple parts of an individual’s face, mouth or nose.
Medical facial plastic surgery is generally covered by health insurance in the U.S. This is because the surgery is necessary to restore the individual’s facial structure to its typical appearance of function.
Reconstructive Rhinoplasty
Reconstructive rhinoplasty, or a functional nose job, can greatly improve an individual’s breathing and sleep by correcting a deviated septum or cleft palate. Sometimes, major nose surgery is necessary to restore a nose to proper aesthetic and functional properties. Due to the necessity of the nose, reconstructive rhinoplasty is usually covered under insurance. However, always check with your insurance provider to confirm what facial plastic surgeries they cover.
Facial Plastic Surgery with Dr. Apo
Have signs of aging or abnormalities in your appearance led to feelings of unhappiness? Facial plastic surgery such as rhinoplasty, blepharoplasty, implants, botox, or filler could help resolve your concerns and create an appearance you feel proud to show off.
Dr. Apo is a leading provider of facial plastic surgery and rhinoplasty in Austin, TX. His procedures include popular aesthetic treatments like rhinoplasty, otoplasty, face lifts, neck lifts, and more. Contact us online or call our office to get your plastic surgery transformation started!